Casual Money Chat + Q&A | FOMO, Prep for Financial Uncertainty, Balancing Saving vs. Investing

Casual Money Chat + Q&A | FOMO, Prep for Financial Uncertainty, Balancing Saving vs. Investing

Big ERN on Emergency Funds: https://earlyretirementnow.com/2021/05/26/the-emergency-fund-is-still-useless/

Emergency Fund 101: https://youtu.be/Zy7Z0hrp-_w
How to Create an Annual Budget: https://youtu.be/zE9V6RxyPAo

Financial Coaching: https://debtoverit.com/coaching/

First Friday Finance Newsletter: https://www.subscribepage.io/tFb6gt
Non-Fiction Book Club: https://subscribepage.io/erDITv

Debt-Free Blueprint Course: https://debtoverit.thinkific.com/courses/debt-free-blueprint

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Salesforce Consulting Career Update: https://youtu.be/ccwVTcyOesk
Why I Transitioned Careers: https://youtu.be/vxXZ7bDOEeo
How I Got into the Tech Industry with No Experience: https://youtu.be/3g6GgTI4faQ

Start a new career (Tech sales, HR, Data analytics, Digital Advertising, etc.): https://coursecareers.com/a/debtoverit

Money Blog: https://www.DebtOverIt.com

๐Ÿ’ต Support me: https://www.buymeacoffee.com/leilak
๐Ÿ’ฐ Venmo: @DebtOverIt

00:00 Intro
00:43 FOMO around my Roth IRA
08:06 Its OK if I don’t hit my goals
12:07 Preparation for uncertainty
14:49 How much is too much in EF
16:57 Should you invest with high interest debt
18:47 How to afford travel/experiences with tight budget
22:48 Is home ownership overrated?
25:37 Where to channel left over money
27:29 Money chats with my bf
28:59 Taxes for bonuses
30:47 Budgeting tips for single women
32:44 Balancing investing and saving for a home
34:26 Tax implications
35:38 Non-fiction book club
36:15 Viewer budget reviews
37:19 Finances and ADHD
40:54 Shifting goals because of political headlines

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๐Ÿ’ป Marcus by Goldman Sachs HYS Account: https://www.marcus.com/share/LEI-VSR-SXB6
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๐Ÿ’ณ Discover: https://refer.discover.com/s/LEILA79
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๐Ÿ’ณ Upgrade Checking
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Earn $200 after making direct deposits totaling $1K in first 45 days

๐Ÿ’ณ Upgrade Card
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Earn $200 after spending $500 and making 3 on-time payments

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๐Ÿ’ณ Chase Sapphire:
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60,000 bonus points after spending $4K in first 3 months

๐Ÿ’ณ CapitalOne Venture One: https://capital.one/2J8kqHJ
20,000 miles after spending $500 in first 3 months
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*SAVE MONEY*

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๐ŸŒŸRakuten (earn $20): https://www.rakuten.com/r/LEILA426?eeid=28187
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*SIDE HUSTLE RESOURCES*

๐Ÿชง Create custom stickers ($10 store credit): https://www.stickermule.com/unlock?ref_id=9961412701&utm_medium=link&utm_source=invite

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Get 3 months free + 75% off your first year

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____________________________________________________________________

MY LIFESTYLE CHANNEL: https://www.youtube.com/livinglikeleila

GOAL ACHIEVEMENT COURSE: https://livinglikeleila.teachable.com/p/goal-achievement-by-shifting-your-identity-and-creating-effective-systems

SELF-DISCIPLINE COURSE: https://livinglikeleila.teachable.com/p/the-complete-guide-to-self-discipline/

CHECK OUT MY BLOG:

Hi, I’m Leila!

I N S T A G R A M : https://www.instagram.com/livinglikeleila

Camera I use (Canon EOS M50): https://amzn.to/2KpcE9k
Microphone I use: https://amzn.to/2KI43zU
Handheld Mics: https://amzn.to/3NYWTa3

Business inquiries: contact@debtoverit.com

*The links above may be affiliate links. This just means that if you make a purchase through one of the links, I make a small commission at no extra cost to you. I appreciate the support!

DISCLAIMER: I am not an expert or a financial advisor. I simply love talking about finances and want to share my journey to financial freedom and help others along the way!

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