5 Things Wealthy People Do at Year-End (That Most People Don’t)
If you want to build wealth, the best place to start is by copying the habits of people who already have it. Wealthy families follow a simple year-end routine — and these five things make a massive difference in their financial success over time.
In this video, I break down the 5 year-end financial habits wealthy people review every single year, and how you can use the same framework to transform your finances in 2025 and beyond.
We cover:
• The #1 metric wealthy people track (net worth)
• How much they save — and why savings rate matters more than income
• How the wealthy review investment performance and rebalance
• Tax strategies they look at before December 31st
• How they align goals and spending for the new year
These aren’t complicated strategies — they’re simple, repeatable habits anyone can follow, especially middle-class families trying to get ahead financially.
If you want to start the new year with clarity, confidence, and a real plan, this video will walk you through exactly what to review and how to get on track.
🔑 What You’ll Learn in This Video
✔ 5 things wealthy people review at year-end
✔ How to calculate your net worth (and why it matters)
✔ How to find your true savings rate
✔ Why portfolio drift happens and how to rebalance
✔ Year-end tax moves wealthy families never skip
✔ How to set better financial goals for 2025
✔ Simple habits to build long-term wealth
💬 Question for You:
Which of these 5 habits will you start doing this year? Comment below 👇
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Building wealth isn’t about luck; it’s about consistent habits. In this video, I reveal five year-end practices that separate wealthy individuals from those who struggle, emphasizing the importance of a thorough “year in review”. We discuss crucial aspects like “tax planning” and “tax savings tips” for 2025, providing valuable “financial education” to help you make smart money moves and achieve “wealth building” through effective “financial planning” in your “personal finance”.
💬 Question for You: What financial habits are you focusing on to build wealth this year? Comment below 👇 Disclaimer: School of Personal Finance (“SPF”) is a Registered Investment Adviser in the State of New York. This content is for educational and informational purposes only and does not constitute personalized investment, legal, or tax advice. No investment strategy can guarantee a profit or protect against loss. SPF does not publish client testimonials or performance results of client accounts in its marketing. Please refer to our Form ADV Part 2A for a full description of our services and fees, available at www.schoolofpersonalfinance.com.
