Month: July 2024

Life insurance is a critical part of your personal financial picture. But how does life insurance work? In this personal finance minute, I introduce you to the two main types…

What is a Health Savings Account? How does an HSA work? Who qualifies for an HSA? In this video, I answer all three of those questions and more. I'll go…

Whenever we make decisions, we are saying yes to one thing while saying no to others. Opportunity cost is all about making sure you make the best possible decisions by…

Capital Gains Tax explain in simple, and easy to understand terms. If you're going to be doing any investing, it's very important to understand capital gains tax. In this video,…

With interest rates at an all time low, it might be a great time to refinancing your student loan debt. Not so fast though, because with the current stimulus package…

What is an ETF? How do ETFs work? And why are they called Exchange Traded Funds? Today I break down what exchange traded funds are and why you may want…

The secret to unlocking financial success is living below your means. So what does it mean to live below your means? Why is it a secret? And how can you…

Donald Trump just signed an executive order into law that extends the CARES Act benefits for federal student loans. What does this mean for your student loans? In this video,…

Today I'm breaking down the cash envelope system for beginners. The cash envelope system is an excellent way to stay on top of your finances during the month. If you…

It IS possible to pay off debt with a low income. The debt snowball method, in my opinion, is the best way to get out of debt. In this video,…